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Black people are moving into homeownership at a much slower rate than anything we have seen in the past, says Laurie Goodman, co-author of an Urban Institute report titled, Are Gains in Black Home Ownership History? The report, released last year, continues, Gains in black homeownership have been hard won, which amplifies our concern that in the last 15 years, black homeownership rates have declined to levels not seen since the 1960s, when private race-based discrimination was legal. This is the reason that homeownership advocates and advisers believe new and innovative ways must be attempted to bring about equality in homeownership in 2018 and beyond